Borrow $100 - $5,000 Over 3 - 24 Months Today
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No upfront fees or costs
Borrowing:
$300
*APR:
5.99% - 35.99%
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Consumer Advisory: *APR Rates Can Range From 5.99% to 35.99% Maximum APR.

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Heart Paydays > Frequently Asked Questions
Last Updated: May 18, 2022

Frequently Asked Questions

FAQs

  • How much can I borrow?

Heart Paydays amounts vary from $100 to $5000. However, not all lenders can provide up to $5000. The maximum a borrower can access depends on the lender’s policy. It also depends on the lender’s assessment of the borrower’s ability to repay the loan.

  • How long can I borrow these funds for?

Heart Paydays duration depends on the lenders’ policy and the borrower’s loan amount and repayment ability. However, borrowers can access loans from Heart Paydays for three to 24 months.

  • How can I contact Heart Paydays support?

You can contact Heart Paydays support through email. For complete information on contacting our customer support team, please visit contact us page.

  • Do you lend to all states in the USA?

Heart Paydays is not available in all states in the USA. This is because some lenders and services are not accessible in some states due to legislation particular to those states and lenders’ preferences. Currently, we are not available in Arkansas, Connecticut, Indiana, Minnesota, Montana, New York, New Hampshire, South Dakota, Vermont, and West Virginia.

  • Will Third-Party Independent Lenders check my credit score?

At Heart Paydays, we offer several loans that don’t require borrowers to have a credit score. This implies that we won’t check your credit score before you can get a loan. However, if there is a need to check your credit score, we will never do it without your explicit permission. Also, ensure you always read the lender’s terms and conditions regarding credit score checks before proceeding. This is because lenders may perform consumer reports or credit checks Lenders through alternative providers.

  • What service does Heart Paydays actually provide?

Heart Paydays is a loan machining system that connects borrowers to lenders. We provide a platform for borrowers to access several types of loans from lenders willing to give them the loan they need, subject to some further checks. Some loans you can get through us include bad credit installment loans, tribal installment loans, payday loans, and no credit check loans.

  • Will you check my credit score?

Heart Paydays will never check your credit score before you can get a loan. We work with several lenders offering several loans that don’t require borrowers to have a credit score. However, your explicit permission will be requested if lenders need to check your credit score. Also, it is essential that you always read the lender’s terms and conditions regarding credit score checks before proceeding.

  •  How will I receive my funds?

Once your loan is approved, it is typically transferred electronically into the bank account you supplied through electronic transfer. The borrowed amount will be received within a few minutes or 24 hours once the loan is approved or within the next business day.

  • Why did my application get denied?

If your application was denied, it could be because you don’t meet the requirements for the loan you have applied for. However, you can contact our customer support for further information.

  • Is there a registration fee?

Heart Paydays does not charge the borrowers any registration fees or for submitting their information online. If borrowers are approved for a loan, the lender will communicate the fees to be paid and the loan’s interest rate. Borrowers must acknowledge they understand the fees and interest rates for their loans before they accept the loan.